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The Faces of Home Financing: Commerce Bank

Tips for buying a home in a seller’s market

Being prepared and being ready to act fast are keys to success when buying in a seller’s market.  

Tip: Get preapproved. A preapproval letter is documentation from a mortgage lender stating that you’ve been approved for a loan, and sharing the amount you’ve been qualified to borrow for a mortgage. 

Tip: Make your best offer first. Consider offering above asking price if you have your heart set on a specific house, but make sure it’s an offer you can comfortably afford.

Tip: Keep contingencies to a minimum. A straightforward offer means less stress for the seller, and that makes you a more attractive buyer.

At Commerce Bank, we make the financing process as seamless as possible. Let’s work together to connect you with a place to call home.

Chris Flanders
(303) 214-5423

Megan Wiegand
(303) 214-5433